We’re here to answer all of your questions about Jumbo loans!

Do You Have Credit Issues?

Don’t Be Discouraged.

Press Play To Learn More Below!
We are also available anytime at
(888) 620-6681

By submitting your contact information you agree to our Licensing Disclaimer, Terms of Use and Privacy Policy. You also expressly consent to having American Financial Network dba Mortgage Guru (“Guru”) contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Guru or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.

Texas Jumbo Mortgage Guru - 5% Down Jumbo Mortgages

Frequently Asked Questions

Yes! We also have no documentation investment jumbo cash out options up 75% LTV. This means the underwriting approval is based on the property and not your income. No tax returns are needed.

We now have jumbo mortgage options for buyers with credit scores down to 620! The lower your credit score the more you will need to put down. Purchase, refinance and cash out options are also available for scores down to 620.

Yes! We do have programs that don’t require any tax returns. If you take the max write offs we have a solution for you. If you have not filed in a year or two, we also have options for you.

These programs are available in all of Texas.

We specialize in jumbo mortgages in Texas (meaning loan amounts over $726,200). Most conventional lenders require a 20% – 25% down payment on these loans. We will work with your situation so you can keep more money in your pocket (for example, with smaller down payments as low as 5%).

  • Borrowers can now put as little as 5% down up to a $1,027,000 purchase price.
  • Borrowers can now put as little as 10% down up to a $2,200,000 purchase price
  • Borrowers can now put 20% down up to a $3,750,000 purchase price.
  • Other products available on a case by case basis
  • Minimum credit scores of 660 are eligible on some jumbo products.

A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by the federal housing finance agency. The conventional loan limit is $726,200 in Texas.

CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to [www.nmlsconsumeraccess.org](http://www.nmlsconsumeraccess.org) and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. American Financial Network, Inc. is an Equal Housing Lender.

Privacy Policy | Licensing

Todd McDougall - Producing Branch Manager - NMLS# 302005

Samuel Dude - Producing Branch Manager - NMLS # 299345